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Commercial Lending

Commercial Mortgage Guidelines & Rates

PositionInterest Rate (Starting At)Lender Fee (Starting At)Max LTVTerm
1st8.99%2%Up to 65%1 Year
2nd11.99%3%Up to 65%1 Year

Whether your client is refinancing for working capital, acquiring a new asset, or bridging to long-term financing, Mercury Mortgages Inc. delivers fast, flexible commercial mortgage options designed to help brokers win more deals.

Private Commercial Mortgage Solutions for Brokers Who Need Speed and Flexibility

At Mercury Mortgages Inc., we specialize in private commercial lending that meets the fast-paced, complex needs of today’s mortgage brokers and their clients. Whether your client is purchasing a mixed-use building, refinancing an industrial unit, or leveraging equity from a retail plaza — we provide both 1st and 2nd mortgage solutions with a flexible, case-by-case approach.

We understand that commercial deals are rarely straightforward. Property types, income streams, and borrower profiles vary — and so does our lending. We don’t rely on rigid checklists or institutional delays. Instead, we offer custom structures, fast turnaround, and direct communication that helps brokers close with confidence.

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