A trusted project by the Kothari Group.

About Mercury Mortgages Inc.

Tax-Free Investment Vehicle

A Mortgage Investment Corporation (MIC) is a tax-free flow-through investment vehicle that distributes 100% of its net income to its shareholders, ensuring you benefit directly from your investment.

Tax-Free Investment Vehicle

A Mortgage Investment Corporation (MIC) is a tax-free flow-through investment vehicle that distributes 100% of its net income to its shareholders, ensuring you benefit directly from your investment.

Tax-Free Investment Vehicle

A Mortgage Investment Corporation (MIC) is a tax-free flow-through investment vehicle that distributes 100% of its net income to its shareholders, ensuring you benefit directly from your investment.

Tax-Free Investment Vehicle

A Mortgage Investment Corporation (MIC) is a tax-free flow-through investment vehicle that distributes 100% of its net income to its shareholders, ensuring you benefit directly from your investment.

Tax-Free Investment Vehicle

A Mortgage Investment Corporation (MIC) is a tax-free flow-through investment vehicle that distributes 100% of its net income to its shareholders, ensuring you benefit directly from your investment.

Tax-Free Investment Vehicle

A Mortgage Investment Corporation (MIC) is a tax-free flow-through investment vehicle that distributes 100% of its net income to its shareholders, ensuring you benefit directly from your investment.

At Mercury Mortgages Inc., we’re here to help brokers succeed. As a trusted private mortgage lender, we understand the importance of fast decisions, reliable funding, and responsive service.

Since 2002, we’ve worked closely with brokers to provide flexible mortgage solutions for residential, commercial, and construction financing. Our focus is on making your job easier: efficient underwriting, clear communication, and smooth closings.

With over $1 billion in funded mortgages, we’re proud to be a lender that brokers can count on — helping you serve your clients with confidence and close deals without delays.

Our Mission

At Mercury Mortgages Inc., our mission is to empower brokers by delivering fast, flexible, and reliable mortgage solutions. We are committed to providing a seamless lending experience built on trust, responsiveness, and expertise — helping brokers close deals with confidence and serve their clients with excellence.

Our Vision

Our vision is to be the lender of choice for brokers — known for speed, flexibility, and trust — while setting the standard for service and reliability in Canada’s private mortgage market.

Why Choose Mercury Mortgages Inc. ?

We combine industry expertise with personalized service to deliver exceptional
mortgage solutions tailored to your unique needs.

Speed You Can Rely On

We know timing matters — our streamlined process ensures fast decisions and smooth closings, helping you serve your clients without delay.

Flexible Solutions

Every deal is unique. We take a practical, case-by-case approach to structure creative solutions where others may not.

Trusted Expertise

With decades of experience and over $1 billion in funded mortgages, we understand the challenges you face and work to make your job easier.

Commitment to Service

We pride ourselves on being responsive, reliable, and easy to work with — so you can count on us to deliver.

No income requirement

We are equity take-out lenders, so we ignore GDS, TDS, credit scores, and income—approvals rely solely on your property’s equity value.

Our Story

Mercury Mortgages Inc. was founded with one goal — to simplify private lending for brokers. From day one, we built our business around the needs of brokers who demand speed, certainty, and a lender who truly understands the realities of the market.

What began as a vision in 2002 has grown into a trusted, independent lender known for consistency, responsiveness, and flexibility. We recognize that brokers work in a fast-paced, competitive environment where timelines matter, and every deal is unique. That’s why we focus on more than just approvals — we focus on partnership, communication, and helping brokers navigate complex financing needs with confidence.

With decades of combined experience behind us, we’ve earned the trust of brokers across Ontario and beyond. Our deep understanding of residential, commercial, and construction lending allows us to structure solutions where others see obstacles. Along the way, we’ve surpassed $1 billion in mortgage funding — a reflection of the relationships we’ve built, the deals we’ve helped close, and the brokers we continue to support every day.

At Mercury Mortgages Inc., our story is really about your success as a broker. We’re here to help you grow your business, serve your clients better, and close deals efficiently — all with a commitment to service, reliability, and respect for your time.

This isn’t just lending — it’s a partnership, and we’re proud to be the lender brokers trust to deliver, deal after deal.

Meet our Team

Anupam Kothari

Founder

Anupam Kothari founded Mercury Mortgages Inc. in 2002, bringing decades of entrepreneurial experience across real estate investment, mortgage lending, and portfolio management. In addition to founding Mercury Mortgages Inc.,…..

Walter Koziej

President & CEO

Walter began his career over 20 years ago as a mortgage broker, giving him a unique and practical understanding of the pressures brokers face and the importance of fast, reliable lending partners. His time on the…..

Rishi Kothari

Manager, Business Development & Marketing

Rishi Kothari brings a fresh and modern perspective to Mercury Mortgages Inc., combining two years of hands-on experience in mortgage lending with a prior career as a marketing and advertising consultant. His background gives….

Jessica Webb

Director of Mortgage Administration

With 19 years of experience in the mortgage industry, Jessica Web is a key leader at Mercury Mortgages Inc., overseeing all aspects of mortgage administration. Her expertise ensures that every transaction is processed with precision, efficiency,…..

Lucy Quibuyen

Underwriting Manager

Lucy Quibuyen brings a sharp attention to detail and a commitment to accuracy in her role as Underwriting Manager at Mercury Mortgages Inc. Before joining the company, Lucy worked as a leasing administrator, gaining valuable experience in…..

Raymond Antao

Business Relationships Manager

Raymond Antao brings over 15 years of mortgage industry experience to his role as Business Relationships Manager at Mercury Mortgages Inc. His career began at CIBC, where he spent 8 years growing through multiple roles…..