Mercury Mortgages Inc. offers customized lending solutions for residential, commercial, and construction needs, making financing simple and accessible.
A trusted project by the Kothari Group.
We combine industry expertise with personalized service to deliver exceptional
mortgage solutions tailored to your unique needs.
We know timing matters — our streamlined process ensures fast decisions and smooth closings, helping you serve your clients without delay.
Every deal is unique. We take a practical, case-by-case approach to structure creative solutions where others may not.
With decades of experience and over $1 billion in funded mortgages, we understand the challenges you face and work to make your job easier.
We pride ourselves on being responsive, reliable, and easy to work with — so you can count on us to deliver.
We are equity take-out lenders, so we ignore GDS, TDS, credit scores, and income—approvals rely solely on your property’s equity value.
Tailored financing for commercial real estate needs — from acquisitions to refinancing. We understand the complexities and move quickly to get your deals done.
Flexible private mortgage solutions for residential purchases, refinancing, and equity take-outs. Fast approvals and smooth closings to help you meet your clients’ timelines.
Customized funding options for residential and commercial construction projects. We help you keep projects moving with timely advances and reliable service.
Invest in diversified residential/commercial mortgages for stable monthly income. Ideal for RRSP/TFSA & non-registered accounts. Asset-backed, passive returns.
Distributes 100% of net income to shareholders monthly.
Offers consistent yields with lower volatility than stocks.
Actively monitored mortgage portfolio for risk-adjusted returns.
Eligible for RRSPs, TFSAs, and non-registered accounts.
All mortgages secured by real estate, protecting capital.
Got questions? Find answers to common queries about our mortgage and investment services. If you need more details, feel free to reach out!
We offer customized 1st and 2nd mortgage solutions for residential, commercial, and construction projects. Whether you’re purchasing a home, refinancing, or investing in commercial real estate, we provide tailored financing to meet your specific needs.
You can apply for a mortgage by contacting us directly or filling out our online application. Our team will guide you through the process, from submitting your documents to receiving approval and finalizing your mortgage.
We do lend in Alberta, Edmonton and Winnipeg as well. Click here to see if we lend on your property
Yes we do require an appraisal for every file, we also have a list of approved appraisers. We do make exception if the appraisal is done from an appraiser not in our approved list. click here to see our approved appraiser
Mortgage investments will be based on real estate equity where large financial institutions are not able to lend
Equity Loans are based on carefully assessed values obtained through a network of trusted appraisers and valuation experts
Investors get access to geographic & deal diversification by being in a pooled investment
Average portfolio Loan to Value will be around 75% providing a sufficient equity buffer for the portfolio
Typically, loans will have a term of 12 months which helps manage credit risk and interest rate risk
Mercury Mortgages Inc. offers customized lending solutions for residential, commercial, and construction needs, making financing simple and accessible.
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